​Protecting Seniors in Fargo-Moorhead from Scams

A Guide to Staying Safe from Scams

Scams targeting older adults are on the rise across America. The Fargo-Moorhead area is no exception. Whether it’s fraudulent phone calls, phishing emails, or deceptive in-person tactics. Seniors are often seen as easy targets due to social isolation, cognitive decline, or unfamiliarity with digital technology. Elder financial abuse is a growing concern, with various forms of exploitation affecting seniors nationwide.

Common Scams Affecting Seniors:

Seniors in Fargo and Moorhead should be particularly cautious of:​

• Tech Support Scams: Fraudsters pose as tech support agents. They may claim your computer has a virus and request remote access or payment for fake services.​
• IRS or Government Impersonation: Scammers threaten legal action or arrest unless immediate payment is made. Often ask for gift cards or wire transfers.​
• Lottery or Sweepstakes Scams: Victims are told they’ve won a prize but must pay fees or taxes upfront to claim it.​
• Romance Scams: Con artists build online relationships with seniors to manipulate them into sending money.​
• Family or Caregiver Exploitation: Sadly, some financial abuse comes from within the family or from trusted caregivers. Typically involving unauthorized use of funds or coercion.

How to Stay Safe:

Here are practical steps seniors and their loved ones can take to prevent scams:​

• Never Share Personal Information: Legitimate organizations will not ask for sensitive information like Social Security numbers or bank details over the phone or via email.​
• Verify Before You Trust: If someone claims to be from a government agency or company, hang up and call the official number to confirm.​
• Be Skeptical of Unsolicited Offers: Whether it’s a prize, investment opportunity, or urgent request for help, take time to research and consult with trusted individuals before acting.​
• Monitor Financial Statements: Regularly review bank and credit card statements for unauthorized transactions.​
• Educate Yourself and Others: Stay informed about common scams and share this knowledge with friends and family.

Griswold Home Care in Fargo: Your Partner in Protection

At Griswold Home Care in Fargo, we understand the unique challenges seniors face, including the risk of scams and financial exploitation. Our compassionate caregivers are trained to recognize signs of potential fraud, such as monitoring for suspicious activities. Visit Griswold at GriswoldCare.com/Fargo or call us at 701-850-2000 to learn how we can help ensure you and your loved ones are safe and protected at home.

Protecting our seniors is a community effort. If you or a loved one could benefit from additional support and guidance in preventing scams, contact Griswold Home Care in Fargo. Together, we can create a safer environment for our elderly population.​

For more information on elder financial abuse and prevention strategies, visit the U.S. Department of Justice.